URL: POST insure.sportcrm.club/hook/vsk?action=calc
[
    {
        "product": {
            "code": "ACCIDENT"
        },
        "startDate": "2026-11-05T00:00:00+03:00",
        "endDate": "2026-11-05T23:59:59+03:00",
        "issueDate": "2026-11-04T23:59:59+03:00",
        "policyHolder": {
            "person": {
                "birthDate": "1980-10-12",
                "fullName": "Маслиев Ростислав Олегович",
                "firstName": "Ростислав",
                "lastName": "Маслиев"
            },
            "address": {
                "typeCode": "REGISTRATION",
                "addressStr": "Краснодар"
            },
            "phone": {
                "phoneNumber": "79181995955"
            },
            "email": "emil@sportcrm.club"
        },
        "insuredObject": {
            "covers": [
                {
                    "sumInsured": "50000"
                }
            ],
            "insureds": [
                {
                    "person": {
                        "birthDate": "2018-01-23",
                        "fullName": "Маслиев Эмиль Ростиславович",
                        "firstName": "Эмиль",
                        "lastName": "Маслиев"
                    },
                    "additionalFactors": {
                        "typeOfSport": "Шашки"
                    }
                }
            ]
        },
        "infoList": {
            "agentKV": "40",
            "agentContractNumber": "18307630001"
        }
    },
    {
        "product": {
            "code": "ACCIDENT"
        },
        "startDate": "2026-11-05T00:00:00+03:00",
        "endDate": "2026-11-05T23:59:59+03:00",
        "issueDate": "2026-11-04T23:59:59+03:00",
        "createDate": "2026-11-04T19:16:24+03:00",
        "premium": 32,
        "currencyCode": "RUB",
        "draftId": "8636b959-b5ea-4c33-b6b9-59b5ea1c331d",
        "policyHolder": {
            "person": {
                "firstName": "Ростислав",
                "lastName": "Маслиев",
                "birthDate": "1980-10-12",
                "fullName": "Маслиев Ростислав Олегович",
                "citizenship": "RU",
                "familyState": "SINGLE",
                "isResident": true
            },
            "phone": {
                "phoneNumber": "79181995955"
            },
            "email": "emil@sportcrm.club",
            "address": {
                "typeCode": "REGISTRATION",
                "countryCode": "RU",
                "addressStr": "Краснодар"
            }
        },
        "insuredObject": {
            "insureds": [
                {
                    "person": {
                        "firstName": "Эмиль",
                        "lastName": "Маслиев",
                        "birthDate": "2018-01-23",
                        "fullName": "Маслиев Эмиль Ростиславович",
                        "citizenship": "RU",
                        "familyState": "SINGLE",
                        "isResident": true
                    },
                    "additionalFactors": {
                        "typeOfSport": "Шашки"
                    }
                }
            ],
            "covers": [
                {
                    "cover": {
                        "code": "ACCIDENT_DEATH"
                    },
                    "risk": [
                        "ACCIDENT_DEATH"
                    ],
                    "startDate": "2026-11-05T00:00:00+03:00",
                    "endDate": "2026-11-05T23:59:59+03:00",
                    "sumInsured": 50000,
                    "premium": 12
                },
                {
                    "cover": {
                        "code": "ACCIDENT_DISABILITY"
                    },
                    "risk": [
                        "ACCIDENT_DISABILITY"
                    ],
                    "startDate": "2026-11-05T00:00:00+03:00",
                    "endDate": "2026-11-05T23:59:59+03:00",
                    "sumInsured": 50000,
                    "premium": 3.5
                },
                {
                    "cover": {
                        "code": "TIMEDISABILITY_ACCIDENT"
                    },
                    "risk": [
                        "TIMEDISABILITY_ACCIDENT"
                    ],
                    "startDate": "2026-11-05T00:00:00+03:00",
                    "endDate": "2026-11-05T23:59:59+03:00",
                    "sumInsured": 50000,
                    "premium": 16.5
                }
            ]
        }
    }
]